---
title: "Best Free Invoice Software in 2026: Reviews and Pricing"
id: "50047"
type: "post"
slug: "best-free-invoice-software"
published_at: "2025-06-17T06:23:05+00:00"
modified_at: "2026-06-23T09:57:19+00:00"
url: "https://www.timecamp.com/blog/best-free-invoice-software/"
markdown_url: "https://www.timecamp.com/blog/best-free-invoice-software.md"
excerpt: "Sending invoices is simultaneously exciting, taxing, time-consuming, and, depending on the client, daunting. Handled manually, it’s a painfully administrative affair involving working out costs and taxes, and that’s before we get into bookkeeping and chasing down tricky clients. It’s certainly..."
taxonomy_category:
  - "Apps"
  - "BEST / TOP / FREE RANKINGS"
taxonomy_post_tag:
  - "best free invoice and billing software"
  - "best free invoice generator software"
  - "best free invoice making software"
  - "best free invoice management software"
  - "best free invoice software"
  - "best free invoice software for small business"
  - "best free offline invoice software"
  - "best free online invoice software"
  - "best free small business invoice software"
  - "best invoice software for small business free"
  - "best invoice software free"
  - "what is the best free invoice software?"
  - "which is the best free invoice software"
---

[Home](https://www.timecamp.com/blog/)
/Best Free Invoice Software in 2026: Reviews and Pricing

# Best Free Invoice Software in 2026: Reviews and Pricing

- ![Image](https://www.timecamp.com/blog/wp-content/uploads/2025/02/robert-lowton_avatar_1-32x32.jpg)Robert Lowton
- 
- June 17, 2025
- 
- 18 min read

![post image](https://www.timecamp.com/blog/wp-content/uploads/2025/06/Best-Free-Invoice-Software.jpg)

## TimeCamp – 100% Free Time Tracker

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**Contents** [hide](#)

[1 Invoice with confidence](#Invoice_with_confidence)

[2 What makes the best free invoice software?](#What_makes_the_best_free_invoice_software)
[2.1 What are the key features to look for in the best free invoice software?](#What_are_the_key_features_to_look_for_in_the_best_free_invoice_software)

[3 The best free invoice software in 2026, compared! 👇](#The_best_free_invoice_software_in_2026_compared)

[4 What Is the Best Free Invoice Software?](#What_Is_the_Best_Free_Invoice_Software)

[5 1. TimeCamp](#1_TimeCamp)
[5.1 How does TimeCamp work?](#How_does_TimeCamp_work)

[5.2 TimeCamp pros](#TimeCamp_pros)

[5.3 TimeCamp cons](#TimeCamp_cons)

[5.4 TimeCamp pricing](#TimeCamp_pricing)

[5.5 Top TimeCamp integrations](#Top_TimeCamp_integrations)

[5.6 Available for](#Available_for)

[5.7 TimeCamp final verdict](#TimeCamp_final_verdict)
[5.7.1 Stop guessing, start billing!](#Stop_guessing_start_billing)

[6 2. Wave](#2_Wave)
[6.1 How does Wave work?](#How_does_Wave_work)

[6.2 Wave pros](#Wave_pros)

[6.3 Wave cons](#Wave_cons)

[6.4 Wave pricing](#Wave_pricing)

[7 Wave payment processing fees](#Wave_payment_processing_fees)
[7.1 Starter plan](#Starter_plan)

[7.2 Pro plan](#Pro_plan)

[7.3 Top Wave integrations](#Top_Wave_integrations)

[7.4 Available for](#Available_for1)

[7.5 Wave final verdict](#Wave_final_verdict)

[8 3. Zoho Invoice](#3_Zoho_Invoice)
[8.1 How does Zoho Invoice work?](#How_does_Zoho_Invoice_work)

[8.2 Zoho Invoice pros](#Zoho_Invoice_pros)

[8.3 Zoho Invoice cons](#Zoho_Invoice_cons)

[8.4 Zoho Invoice pricing](#Zoho_Invoice_pricing)

[8.5 Top Zoho Invoice integrations](#Top_Zoho_Invoice_integrations)

[8.6 Available for](#Available_for2)

[8.7 Zoho Invoice final verdict](#Zoho_Invoice_final_verdict)

[9 4. PayPal](#4_PayPal)
[9.1 How does PayPal Invoicing work?](#How_does_PayPal_Invoicing_work)

[9.2 PayPal pros](#PayPal_pros)

[9.3 PayPal cons](#PayPal_cons)

[9.4 PayPal pricing and payment processing fees](#PayPal_pricing_and_payment_processing_fees)

[9.5 Top PayPal integrations](#Top_PayPal_integrations)

[9.6 Available for](#Available_for3)

[9.7 PayPal final verdict](#PayPal_final_verdict)

[10 5. Square](#5_Square)
[10.1 How does Square work?](#How_does_Square_work)

[10.2 Square pros](#Square_pros)

[10.3 Square cons](#Square_cons)

[10.4 Square pricing](#Square_pricing)

[10.5 Square payment processing fees](#Square_payment_processing_fees)

[10.6 Top Square integrations](#Top_Square_integrations)

[10.7 Available for](#Available_for4)

[10.8 Square final verdict](#Square_final_verdict)

[11 6. Bookipi](#6_Bookipi)
[11.1 How does Bookipi work?](#How_does_Bookipi_work)

[11.2 Bookipi pros](#Bookipi_pros)

[11.3 Bookipi cons](#Bookipi_cons)

[11.4 Bookipi pricing](#Bookipi_pricing)

[11.5 Bookipi payment processing fees](#Bookipi_payment_processing_fees)

[11.6 Top Bookipi integrations](#Top_Bookipi_integrations)

[11.7 Available for](#Available_for5)

[11.8 Bookipi final verdict](#Bookipi_final_verdict)

[12 7. Paymo](#7_Paymo)
[12.1 How does Paymo work?](#How_does_Paymo_work)

[12.2 Paymo pros](#Paymo_pros)

[12.3 Paymo cons](#Paymo_cons)

[12.4 Paymo pricing](#Paymo_pricing)

[13 Paymo payment processing fees](#Paymo_payment_processing_fees)
[13.1 Top Paymo integrations](#Top_Paymo_integrations)

[13.2 Available for](#Available_for6)

[13.3 Paymo final verdict](#Paymo_final_verdict)

[14 8. Invoice Ninja](#8_Invoice_Ninja)
[14.1 How does Invoice Ninja work?](#How_does_Invoice_Ninja_work)

[14.2 Invoice Ninja pros](#Invoice_Ninja_pros)

[14.3 Invoice Ninja cons](#Invoice_Ninja_cons)

[14.4 Invoice Ninja pricing](#Invoice_Ninja_pricing)

[15 Invoice Ninja payment processing fees](#Invoice_Ninja_payment_processing_fees)
[15.1 Top Invoice Ninja integrations](#Top_Invoice_Ninja_integrations)

[15.2 Available for](#Available_for7)

[15.3 Invoice Ninja final verdict](#Invoice_Ninja_final_verdict)

[16 9. FreshBooks](#9_FreshBooks)
[16.1 How does FreshBooks work?](#How_does_FreshBooks_work)

[16.2 FreshBooks pros](#FreshBooks_pros)

[16.3 FreshBooks cons](#FreshBooks_cons)

[16.4 FreshBooks pricing](#FreshBooks_pricing)

[17 FreshBooks payment processing fees](#FreshBooks_payment_processing_fees)
[17.1 Top FreshBooks integrations](#Top_FreshBooks_integrations)

[17.2 Available for](#Available_for8)

[17.3 FreshBooks final verdict](#FreshBooks_final_verdict)

[18 How to choose the best free invoice software?](#How_to_choose_the_best_free_invoice_software)

[19 Invoice like a pro in 2026 with the best free invoice software](#Invoice_like_a_pro_in_2026_with_the_best_free_invoice_software)
[19.1 Bill smarter!](#Bill_smarter)

Sending invoices is simultaneously exciting, taxing, time-consuming, and, depending on the client, daunting. Handled manually, it’s a **painfully administrative affair** involving working out costs and taxes, and that’s before we get into bookkeeping and chasing down tricky clients. It’s certainly one of the less glamorous aspects of business. Which is why **invoice software**, and particularly the best free invoice software out there, has become so popular nowadays.

Invoicing software like [TimeCamp](https://www.timecamp.com/)
 enables users to create and send invoices quickly and efficiently, and includes features such as payment reminders to help businesses receive payments on time. Indeed, these tools’ invoicing processes should reduce the time spent on manual entries for small businesses, and that’s precisely what they do.

##### Invoice with confidence

TimeCamp helps you bill accurately and get paid faster.

[Sign up for free](https://app.timecamp.com/auth/register)

Before picking a tool from this list, take a look at real customer experience. Browse [reviews of TimeCamp](https://www.timecamp.com/reviews/)
 and see how TimeCamp performs for teams.

Free invoicing software also allows small businesses to generate professional invoices**quickly**, and even offers **customization features** that allow users to add their brand logos and colors to invoices. What’s not to like?

But let’s cut to what matters here: the **best free invoice software in 2026.** In what follows, we outline the **9 tools** that you should consider as part of your workflow.

## **What makes the best free invoice software?**

Naturally, there’s **a lot to consider here**, but a lot of it comes down to individual preference, the needs of the person or business in question, and use cases.

Chances are, if you’re only firing out a couple of invoices each month, you’re better off creating your own invoice spreadsheets using Excel or Google Sheets. But if you’re past that stage, you’re in invoice and billing software land, and that’s where, scanning the market, the following criteria become more relevant when making your selection.

#### What are the key features to look for in the best free invoice software?

- **Free**[plan value](https://www.timecamp.com/planner/glossary/planned-value-pv/) **:** How much is included in the free plan? Is it limited to invoicing, or does it extend into time tracking and project management?
- **Scalability:** Beyond the free plan, is there scope to upgrade to a meatier paid plan as your business scales? Is this expensive or cost-effective?
- **Transaction fees:** Does the software in question shield or offset standard payment gateway processing fees (such as those of PayPal or Stripe)? Note: not all invoicing apps charge payment processing fees for accepting payments (for example, [TimeCamp](https://www.timecamp.com/) ), though this typically hinges on whether the software you’re using is free or paid.
- **User-friendliness and accessibility:** Does the invoice software have an easy-to-use interface? Can it be accessed via multiple platforms? Does it work well on mobile?
- **Invoice customization:** Can the invoice be tailored to your business’s branding? Does the tool offer invoice templates?
- **Reporting:** Does the software report where your money is going? Does it offer automatic payment reminders?
- **Recurring billing:** Many invoicing software tools offer recurring billing features for subscription-based businesses. For those businesses using retainers, service-level agreements, or subscriptions, does the invoice software support automatic recurring billing, in the process saving you time?
- **Reviews:** What do existing users of the invoice software have to say about it, based on feedback taken from aggregator sites like G2?

Drawing on the criteria above, we’ve compiled the **9 best free invoice software tools in 2025**. Read below to find out what they are.

## **The best free invoice software in 2026, compared! 👇**

| Invoice Software | Best for | User ranking | Pricing |
| --- | --- | --- | --- |
| TimeCamp | Big teams tracking billable time. | 4.7/5 | Free for time tracking, then from $3.99/month/user for invoicing (no transaction fees). |
| Wave | Solo users who want simplicity. | 4.3/5 | Free invoicing with unlimited clients. 2.9% + $0.60 per card transaction. |
| Zoho Invoice | Free invoicing with pro features. | 4.7/5 | Entirely free with full features and unlimited invoices. |
| PayPal Invoicing | Occasional invoicing with PayPal users. | 4.4/5 | No monthly fee. 3.49% + $0.49 per invoice payment via PayPal. |
| Square | Invoicing for small product businesses. | 4.6/5 | Free plan with unlimited invoices. Payment fees from 3.3% + $0.30. |
| Bookipi | Mobile-first invoicing on the go. | 4.5/5 | Free for up to 3 invoices/month. Paid plans from $7.60/month (annual). |
| Paymo | Invoicing within project workflows. | 4.6/5 | Free for up to 5 clients/projects. Paid plans from $5.90/user/month. |
| Invoice Ninja | Full invoicing suite for free users. | 4.3/5 | Free for 5 clients. Pro from $120/year. No added payment processing fees. |
| FreshBooks | Accounting plus invoicing for pros. | 4.5/5 | No free plan. Pricing starts at $10.50/month for 5 clients. |

## **What Is the Best Free Invoice Software?**

## **1. TimeCamp**

There’s a good reason for us to be the no. 1: TimeCamp is consistently voted among the best invoice software on the market for large businesses, offering invoicing together with time tracking and productivity management tools.

![collage of features of timecamp best free invoice software](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-free-invoice-software-timecamp.png)

### **How does TimeCamp work?**

[TimeCamp](https://www.timecamp.com/)
 is an **all-in-one invoicing, time tracking, and productivity management app** with strong functionality (even at the free tier). Teams, no matter the size, can easily create client-ready invoices based on [tracked hours](https://www.timecamp.com/blog/how-to-keep-track-of-your-work-hours/)
, while managers can track team performance, budgeting, and resourcing.

Built with productivity in mind, [TimeCamp](https://www.timecamp.com/pricing/)
**simplifies billing and project management**. With [automatic time tracking](https://www.timecamp.com/time-tracking/automatic-time-tracking/)
, manual time logs, and detailed reporting, **it helps users get to grips with exactly where their time goes**, across web, desktop, and mobile apps, as well as TimeCamp’s [time-clock kiosk](https://www.timecamp.com/time-tracking/kiosk/)
 feature.

Another major one-up on TimeCamp’s competitors is its ability to **integrate with over 100 project management tools**, from QuickBooks and Trello to ClickUp and Asana. For smooth workflow integration, you’re looking at the market leader.

Oh, and our Free plan? You’ll get limitless users, projects, and time and activity tracking. For paid plans, expect the full works, invoicing (yes, we charge for this, but we don’t charge you payment processing fees), automated reminders, project templates, archives, remote work detection, labor costs, screenshots, and complete enterprise functionality. **You name it, it’s in there**.

See how top teams track profitabilityBook a short, focused call to see TimeCamp configured for your organization’s structure, approval flows, and reporting needs.

![banner](https://www.timecamp.com/blog/wp-content/uploads/2026/02/contact-banner-image.png)

Why schedule a demo?- ![icon](https://www.timecamp.com/blog/wp-content/uploads/2026/02/checkmark-blue.svg)Get a guided product walkthrough and a tailored offer
- ![icon](https://www.timecamp.com/blog/wp-content/uploads/2026/02/checkmark-blue.svg)Get your questions answered in real-time
- ![icon](https://www.timecamp.com/blog/wp-content/uploads/2026/02/checkmark-blue.svg)Check how we sync with your current tech stack

Book the Session

Joined by 18,000+ teams worldwide

![icon](https://cdn-y.timecamp.com/img/components/banner-contact-us/icons/pwc.svg)![icon](https://cdn-y.timecamp.com/img/components/banner-contact-us/icons/similarweb.svg)![icon](https://cdn-y.timecamp.com/img/components/banner-contact-us/icons/accenture.svg)![icon](https://cdn-y.timecamp.com/img/components/banner-contact-us/icons/roche.svg)![icon](https://cdn-y.timecamp.com/img/components/banner-contact-us/icons/havas.svg)![icon](https://cdn-y.timecamp.com/img/components/banner-contact-us/icons/dekra.svg)

![banner](https://www.timecamp.com/blog/wp-content/uploads/2026/02/contact-banner-image.png)

![icon](https://www.timecamp.com/blog/wp-content/uploads/2026/02/companies.svg)![icon](https://www.timecamp.com/blog/wp-content/uploads/2026/02/reviews.svg)

### **TimeCamp pros**

- Built-in invoicing from billable hours.
- No extra fees for processing invoices.
- Feature-rich free plan.
- One of the cheapest options on the list.
- Automatic and manual time tracking.
- Excellent reporting and project management tools.
- Market-leading project tool integration (100+ tools).
- Available on web, desktop, and mobile platforms.

### **TimeCamp cons**

- Invoicing, although not included, is available for $2.99 per month in our Starter plan. Plus, we don’t charge you extra fees for processing invoices (our competitors do!).
- Our Free plan includes 70 integrations, whereas paid plans include the full 100+.

### **TimeCamp pricing**

While invoicing starts at $3.99 (as part of our Starter plan, see below), **we charge no extra fees for processing invoices**.

- **Free plan:** unlimited users, projects, time and activity tracking.
- **Starter plan:** $3.99/user/month. Includes invoicing, unlimited tasks, and [attendance tracking](https://www.timecamp.com/employee-attendance-tracker/) .
- **Premium plan:** $6.99/user/month. Adds budgeting, billable time, and apps and website tracking.
- **Ultimate plan:** $9.99/user/month. Remote work detection, unlimited integrations, expenses, timesheet approvals, and advanced reporting.
- **Enterprise plan:** Please contact sales. Enterprise support and SLA, private cloud hosting, custom integrations, team onboarding and training, and self-hosted deployment.

### **Top TimeCamp integrations**

- **Trello:** for organizing tasks and workflows.
- **Asana:** for project and task management.
- **Slack:** for team communication and notifications.

### **Available for**

- Web
- Desktop apps for Windows, Mac, and Linux
- Mobile apps for iOS and Android
- Chrome and Edge browser extensions

### **TimeCamp final verdict**

**TimeCamp is the top pick for anyone who bills by the hour, manages projects, or works remotely,**making it suitable for freelancers, teams of all sizes, and enterprises. Its free plan is perfect for time tracking, and its paid plans offer substantial functionality and value. Users can create professional invoices with templates provided by our invoicing software.

##### Stop guessing, start billing!

Turn tracked hours into invoices in just a click with TimeCamp.

[Sign up for free](https://app.timecamp.com/auth/register)

## **2. Wave**

In second place, **Wave is a**free billing software**that includes invoicing, accounting, and banking features**. Suitable particularly for freelancers and small businesses, it’s a comprehensive and user-friendly platform.

![a screenshot of invoicing module of wave accounting tool](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-free-invoicing-software-wave-.jpg)

### **How does Wave work?**

Wave offers a **broad sweep of invoicing and accounting tools**. Users can create and send unlimited invoices, manage customer information, and track payments easily. And all with ease, thanks to Wave’s device-wide user-friendliness and on-the-go functionality.

Wave offers **unlimited invoices and clients for free**, including basic accounting and banking features, and provides detailed reporting features to help users know where their money is going. Wave’s invoicing features are intuitive to navigate and include several templates, so you can customize the layout and design.

**Payroll and tax filing further add to Wave’s appeal**, and while Wave’s Free plan lacks some of the higher-tier features, it’s an affordable (and we daresay worthwhile) leap.

For control over your business’s accounting and payment information, and for getting a seagull’s view of your finances, Wave’s a great tool that **thoroughly deserves its No. 2 spot on our list.**

### **Wave pros**

- Good value for small businesses
- Device-wide user-friendly interface
- Native payment processor
- Paid plans offer breadth of features
- Multi-currency invoicing

### **Wave cons**

- Doesn’t include time tracking
- Free plan has limited support
- Free plan lacks purchase order functionality

### **Wave pricing**

- **Starter plan:** free. Includes unlimited invoices, estimates, bills, and bookkeeping records, as well as dashboard cash flow management and mobile invoicing.
- **Pro plan:** $170/year (approx. $14.17/month). Adds auto-import and categorization of bank transactions, unlimited receipt capture, automated late payment reminders, brand customization, reusable templates, and live chat/email support.
- **Receipts add-on:** $8/month or $72/year. Digitally capture and manage unlimited receipts.
- **Payroll add-on:** from $20/month. Includes payroll processing.
- **Bookkeeping add-on:** from $149/month. Access to a dedicated Wave bookkeeper for hands-off accounting.

## **Wave payment processing fees**

### **Starter plan**

- **Credit card payments (Visa, Mastercard, Discover):** 2.9% + $0.60 per transaction.
- **American Express:** 3.4% + $0.60 per transaction.
- **Bank payments (ACH):** 1% per transaction (minimum $1 fee).

### **Pro plan**

- **Credit card payments (Visa, Mastercard, Discover):** 2.9% + $0 per transaction (for the first 10 transactions per month).
- **American Express:** 3.4% + $0 per transaction (for the first 10 transactions per month).
- **Bank payments (ACH):** 1% per transaction (minimum $1 fee).

### **Top Wave integrations**

- **Zapier:** for task automation.
- **PayPal:** for accepting direct payments.
- **HubSpot CRM:** for streamlining client interactions and billing.

### **Available for**

- Web
- Mobile apps for iOS and Android

### **Wave final verdict**

Wave is great for freelancers and small business owners seeking a **cost-effective, user-friendly invoicing and accounting solution**. Users find Wave a solid option because it handles invoices while also tracking cash flow efficiently. Though its free plan doesn’t include features such as time tracking, it’s **well-adapted for managing day-to-day finances**, plus, as a tool it should scale nicely with your business.

## **3. Zoho Invoice**

In fourth place, Zoho Invoice is a **full-feature free invoicing solution** with strong automation workflows permitting detailed invoice management, and a client portal.

![a screenshot showing issuing an invoice using Zoho tool](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-free-invoice-software-zoho.webp)

### **How does Zoho Invoice work?**

Another strong option for small businesses and freelancers, Zoho Invoice is a **versatile and feature-rich platform:** Zoho lets you send professional invoices and estimates, manage expenses, sign contracts, bill for retainers, set up recurring billing, track payments, and even track time.

The platform also **offers clients a good dose of transparency** via the client portal, which allows customers to see what they owe, track their payments, make said payments, and even access transaction histories.

The best part? **Zoho Invoice provides all its features for free**, from customer portals to automation workflows. The catch? Well, while Zoho doesn’t process payments directly, you can still expect transaction fees via your chosen integrated payment gateways (e.g. Stripe, PayPal). Alas, no such thing as a free lunch!

### **Zoho Invoice pros**

- Ease of use and automation
- Ample features including a customer portal
- Unlimited users
- Customizable invoice templates
- Free forever plan

### **Zoho Invoice cons**

- Limited invoices per year
- Processing payments requires a separate tool
- Competitors stronger on reporting
- Average customer support
- Light on integrations (30+)

### **Zoho Invoice pricing**

Zoho Invoice operates on a **forever-free model**, giving unlimited users access to all its features without any monthly subscription fees. However, you will need to **pay processing fees**, which will be determined by your particular third-party gateway (e.g. Stripe, PayPal).

### **Top Zoho Invoice integrations**

- **Stripe:** for efficient online payments.
- **Zoho CRM:** for managing customer relationships and syncing invoices.
- **Zapier:** for app integration and workflow automation.

### **Available for**

- Web
- Mac and Windows desktop apps
- iOS and Android mobile apps

### **Zoho Invoice final verdict**

Zoho Invoice is an **excellent choice** for businesses seeking comprehensive, free invoicing software offering advanced features and automation capabilities. Its extensive customization options and integrations make it **suitable for various business needs**.

## **4. PayPal**

PayPal Invoicing is a **straightforward, easy-to-use payment system** that allows users to create and send invoices for free. As a platform, PayPal is **widely recognised and highly trusted**, which your clients are likely to appreciate.

![a screenshot of invoicing module in PayPal tool](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-free-invoice-software-paypal-scaled.webp)

### **How does PayPal Invoicing work?**

PayPal Invoicing is **straightforward to use**, no complicated platform, no constant push to upgrade, and it offers a **simple solution for creating and sending invoices** directly through your PayPal Business account.

PayPal Invoicing **lacks the functionality of some of its competitor apps**, granular client profiling, time tracking, and detailed subscription billing, for instance, and it can be costly for making international transactions. Nevertheless, as a free invoice tool, it works well.

Users can **customize invoices** by adding logos, notes, and custom fields; these can then be sent to clients via email or shareable links. Payment reminders, partial payments (think PayPal’s well-known ‘Pay in 3’), and recurring billing all add to the app’s appeal, and that’s not mentioning its convenient **integration with PayPal’s wider payment system**.

### **PayPal pros**

- Easy to use
- Familiar, widely accepted brand
- Strong on security
- Supports multiple-currency transactions

### **PayPal cons**

- Limited on features
- Charges some international payments
- Can impose frustrating limits or freezes to accounts
- Mixed customer support reviews

### **PayPal pricing and payment processing fees**

PayPal Invoicing is free to use, and comes with no setup or monthly fees. That said, standard payment processing fees apply when clients pay invoices:

- **Credit and debit cards:** 2.99% + $0.49 per transaction.
- **PayPal, Venmo, guest checkout:** 3.49% + $0.49.
- **Pay Later (e.g. Pay in 4):** 4.99% + $0.49.
- **QR code payments:** 2.29% + $0.49 (or + $0.09 via third-party integrator).
- **International transactions:** +1.5% fee on top of domestic rates.
- **Goods and services transfers:** 2.99% (no fixed fee).

### **Top PayPal integrations**

- **Zapier:** for automating workflows.
- **Xero:** for streamlined accounting.
- **Shopify:** for smooth ecommerce checkout.

### **Available for**

- Web
- Mobile apps for iOS and Android

### **PayPal final verdict**

PayPal Invoicing is **simple to use** and features **all-in-one payments and invoicing**. It’s a trusted brand, and a strong choice for any freelancer or small business.

## **5. Square**

Swooping in a No. 5, Square offers **free unlimited invoicing and integration with point-of-sale systems** for retail businesses.

![a screenshot of invoice view in square tool](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-free-invoice-software-square-scaled.jpg)

### **How does Square work?**

If you’re both an **online and bricks-and-mortar business**, Square could well be the choice for you. Square **unifies online and in-person invoicing**, allowing businesses to accept transactions via both channels.

The platform lets you create and send invoices, accept payments, and manage your product or service inventory **all from a single interface**. Square’s invoicing software also includes options for scheduling reminders and sends, setting up recurring invoices, and accepting digital signatures. There’s also modest scope for customizing invoices (users are free to tinker with their brand’s logo and color).

As with PayPal Invoicing, joining Square means being able to **access Square’s full ecosystem**. Though transaction fees are a little higher than some of its competitors, **Square’s Free plan is generous**, and its real-time invoice tracking is a handy bonus.

### **Square pros**

- Integrates with the wider Square ecosystem
- Unlimited invoices
- No monthly fees or contracts
- Real-time invoice tracking
- Combines online and bricks-and-mortar invoices
- Contract and estimate templates included
- Inventory feature covers products and services
- Accommodates invoices and inward payments

### **Square cons**

- Limited customization
- No multi-currency support
- Mixed customer service reviews
- Not ideal for high-volume invoicing
- Transaction fees higher than some competitors

### **Square pricing**

- **Free plan:** includes unlimited invoices, estimates, contracts, and more.
- **Plus plan:** $20/month. Adds advanced features for streamlining workflows and billing.

### **Square payment processing fees**

- **Free plan:** 3.3% + $0.30 per online card payment; 1% per ACH payment (minimum $1).
- **Plus plan:** 2.9% + $0.30 per online card payment; 1% per ACH payment (maximum $10).

### **Top Square integrations**

- **QuickBooks:** for comprehensive accounting.
- **Xero:** for efficient online bookkeeping.
- **Zapier:**for automating workflows with third-party apps.

### **Available for**

- Web
- iOS and Android mobile apps
- Square hardware for point-of-sale

### **Square final verdict**

Be there or be Square? Well, it depends on where there is, though chances are you’ll do well choosing Square. It’s a **great solution for small businesses wanting to manage sales in person and online**, plus, if you’re already using Square for payments, their invoicing tool is a natural next step.

## **6. Bookipi**

Bookipi offers a simple invoicing solution for freelancers and small businesses, and one that does not skimp on features.

![a screenshot of invoice view in bookipi tool](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-invoice-software-bookipi.webp)

### **How does Bookipi work?**

Bookipi is a **lightweight invoicing app** whose simplicity belies its **comprehensive suite of tools**, which include estimates, proposals, contracts with eSignatures, and even a web builder. Under their Free plan, Bookipi allows users to create up to **three invoices, proposals, or contracts per month**.

**Creating an invoice is straightforward**, as is setting up recurring invoices, requesting deposits, and enabling automatic overdue reminders, all of which can be done from the invoice creation screen, or, if you fancy it, on the go, thanks to the platform’s **user-friendly mobile app**. Most invoicing software solutions have mobile apps for invoicing on the go; Bookipi’s is among the best.

While Bookipi’s free plan and **visual customization options are a tad limited** (you can’t add a logo or change fonts), the platform **integrates nicely with Stripe**, allowing clients to pay directly from the invoice via credit/debit card or ACH payments. Bookipi’s **customer support is also high-quality**, according to its users.

### **Bookipi pros**

- Wide suite of features, form invoicing to web building
- Strong mobile-first user interface
- Excellent customer support
- Makes client payments easy
- Facilitates expense tracking

### **Bookipi cons**

- Few monthly invoices
- Limited features for large businesses
- Desktop version less user-friendly
- Lack of visual customization options
- Reported issues with app freezing, account merging, and client payment options

### **Bookipi pricing**

- **Free plan:** includes up to 3 invoices per month, 2 eSignatures, among a host of other features.
- **Starter plan:** $7.60/month (billed annually). Builds on the Free plan with unlimited invoices and invoice customization.
- **Professional plan:** $39/month (billed annually). Extends the Starter plan with unlimited eSignatures.

### **Bookipi payment processing fees**

- **All plans:** payments processed via Stripe. Standard fees apply, e.g. 3.4% + $0.30 per successful credit/debit card transaction in the USA.

### **Top Bookipi integrations**

- **Stripe:**for efficient payment processing.
- **Zapier:** for automating workflows between Bookipi and other apps.
- **Google Calendar:** for scheduling and tracking invoice-related events.

### **Available for**

- Web
- Mobile apps for iOS and Android

### **Bookipi final verdict**

While Bookipi’s monthly invoice limit might turn off those with higher invoicing needs, the platform is otherwise well suited to sole traders or small businesses seeking a **nimble invoicing platform** with added features like contracts and proposals.

## **7. Paymo**

An all-in-one platform combining **time tracking, project management, and invoicing**, Paymo simplifies invoicing by allowing easy pulling of tracked time into invoices.

![a screenshot of invoice view in paymo tool](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-free-invoice-software-paymo-scaled.webp)

### **How does Paymo work?**

Paymo’s sweet spot is helping individuals and businesses with the triad of project management, time tracking, and client invoicing. Its standout feature is arguably its **integration of**[time tracking and invoicing](https://www.timecamp.com/time-tracking/invoicing/)
**:** users can pull in billable hours from tracked time entries, which is great for accuracy and saving time.

But even on a more basic level, **invoicing with Paymo is easy:** you choose a client, an associated project or task, and Paymo will generate an invoice based on the logged hours. You can even set default hourly rates, invoice terms, and add important billing details for each client. All very… intuitive.

While Paymo’s reporting and **visual customization options are somewhat limited**, its core functions are strong and user-friendly. The platform also offers desktop and mobile apps, allowing you to manage your work on the go.

Better yet, Paymo offers unlimited users and invoices on its free plan, supporting time tracking for up to five clients, though its paid plans edge towards the **pricey end of the market.**

### **Paymo pros**

- All-in-one time-tracking, PM, and invoicing tool
- External user collaboration
- Strong on its mobile app
- Multiple project views such as Kanban and Gantt
- Pulling tracked time into invoices is easy
- Reasonable upgrade cost

### **Paymo cons**

- Lack of advanced features
- Lack of integrations
- No 2-factor authentication
- Reported slow invoice generation
- User interface not the easiest to navigate
- Limited reporting and visual customization

### **Paymo pricing**

- **Free plan:** unlimited users, time tracking, tasks, and invoices for up to 5 clients and 10 projects. Includes 1GB storage.
- **Starter plan:** $5.9/user/month (annual billing) or $9.9/user/month (billed monthly). Offers unlimited clients and projects, additional task views, and 5GB storage.
- **Small Office plan:** $10.9/user/month (annual billing) or $15.9/user/month (billed monthly). Includes advanced features like recurring tasks, integrations and API access, and 50GB storage.
- **Business plan:** $16.9/user/month (annual billing) or $23.9/user/month (billed monthly). Adds features like Gantt charts, [employee scheduling](https://www.timecamp.com/planner/templates/employee-schedule/) , and 500GB storage.

## **Paymo payment processing fees**

- **Visa, Mastercard, Discover:** 2.95% + $0.29 + $0.20 per transaction.
- **American Express:** 3.49% + $0.36 + $0.20 per transaction.
- **ACH transfers:** 1% per transaction (maximum $12).

### **Top Paymo integrations**

- **Zapier:** for workflow automation with third-party apps.
- **QuickBooks Online:** for streamlined online accounting.
- **Google Calendar:** for syncing tasks and [deadlines](https://www.timecamp.com/planner/glossary/deadline/) to your calendar.

### **Available for**

- Web
- Desktop apps for Windows, macOS, and Linux
- Mobile apps for iOS and Android

### **Paymo final verdict**

Paymo is ideal for freelancers and small teams who need an **integrated solution for managing projects, tracking time, and invoicing clients.** Its free plan offers generous features, and the paid plans provide additional functionalities at doable prices.

## **8. Invoice Ninja**

Invoice Ninja is a **popular and powerful, open-source invoicing platform** with a breadth of features and an accommodating free plan.

![a screenshot of invoice view in invoice ninja tool](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-free-invoice-software-invoice-ninja.jpg)

### **How does Invoice Ninja work?**

Another strong contender on the list, Invoice Ninja shares Paymo’s **focus on invoicing, time tracking, and project management.** The software enjoys a **high degree of accessibility**, being open to multiple payment gateways, open-source and self-hosting, and offering mobile tutorials for its users.

Holding Invoice Ninja back, alas, is its free plan and **paid plans’ premium pricing**. Aesthetically it’s also a little **dated in appearance**. Invoice Ninja is free for up to five clients, and though it allows personalized branding and payment processing, it excludes some of the features found on its competitors’ plans.

That said, Invoice Ninja offers **customizable templates** that save time and increase accuracy in billing, all the while helping you avoid payment delays or spending hours typing out invoices one at a time. The platform also supports **recurring invoices, quotes, and purchase orders**, and provides a **client portal** for easy communication and payments (via email).

### **Invoice Ninja pros**

- Customizable user interface
- Client portal and email invoicing makes communication easier
- Mobile tutorials support user accessibility
- Strong feature set covering invoicing, time tracking, and project management
- Supports multiple payment gateways
- Open-source and self-hostable

### **Invoice Ninja cons**

- Free plan limited to 5 clients
- Enterprise plan can be costly
- Aesthetic somewhat outdated
- Reported technical glitches and support challenges
- Some advanced features require a paid plan

### **Invoice Ninja pricing**

- **Free plan:** includes up to 5 clients with unlimited invoices, 4 templates, online payments, auto-billing, and project management.
- **Ninja Pro:** $120/year. Adds unlimited clients, 11 templates, custom SMTP, branded URLs, API access, auto-reminders, reporting, and client e-signatures.
- **Enterprise:** from $160/year (rises with users; up to 50 in total). Includes all Pro features plus branded portals, file attachments, bank sync, and e-invoicing via PEPPOL.
- **Premium Business+:** from $240/year. Includes all features plus concierge services, custom reports, invoice design, support priority, and data migration help.

## **Invoice Ninja payment processing fees**

Invoice Ninja does not charge any additional fees for online payments, but **standard payment processing fees apply**(such as for Stripe or Apple Pay), for example, 2.9% + $0.30 per transaction for credit/debit cards via Stripe. Fees vary based on the provider.

### **Top Invoice Ninja integrations**

- **Zapier:** for automating workflows with third-party apps.
- **Make (Integromat):** for custom integrations and task automation.
- **QuickBooks Online:** for syncing invoices and payments.

### **Available for**

- Web
- Desktop apps for Windows, macOS, and Linux
- Mobile apps for iOS and Android
- Chrome browser extension

### **Invoice Ninja final verdict**

Invoice Ninja is a **strong, albeit costly and aesthetically slightly dated, option**. That said, for smaller businesses, it’s a great free solution, and it offers an abundance of scalability, tools, and integration capability.

## **9. FreshBooks**

The last entry on our list, FreshBooks is a **cloud-based invoicing and accounting platform** offering a wide selection of tools for invoicing, expense tracking, and time management.

![a screenshot of invoice view in freshbooks tool](https://www.timecamp.com/blog/wp-content/uploads/2025/06/best-free-invoice-software-freshbooks.jpg)

### **How does FreshBooks work?**

As with the other invoice software on our list, **Freshbooks offers a breadth of functionality**. Users can create professional invoices, set up recurring billing, and accept online payments via credit card or ACH.

The platform also provides features like time and expense tracking, automated payment reminders, late fees, and multi-currency billing. Moving up to the paid plans, FreshBooks tacks on project management tools, priority support, and other enterprise-level functionality.

The rub? **FreshBooks isn’t actually free.** While it comes with a 30-day free trial period, which is how it made our list, FreshBooks’ entry Lite plan kicks things off at $10.50/month; this figure only rises as you go up the paid plans (yes, it’s **costly!**).

The saving grace? Apart from its reportedly good customer service and double-entry accounting, FreshBooks actually allows invoices to be created in **multiple languages**. Handy! Its user interface is also… really rather good.

### **FreshBooks pros**

- Sophisticated invoice management
- Multi-language support
- Includes time and invoice tracking
- Efficient customer service
- strong, easy-to-use interface
- Double-entry accounting

### **FreshBooks cons**

- No free plan; cheapest tier is pricey
- Limited features for larger businesses
- Cumbersome manual integration
- Reported mobile payment options
- Users pay a premium for additional features
- Reported issues with invoicing and inventory tracking

### **FreshBooks pricing**

FreshBooks operates on a subscription-based model with a 30-day free trial. The pricing tiers are as follows:

- **Lite plan:** $10.50/month. Send invoices to up to 5 clients, track expenses, and accept online payments.
- **Plus plan:** $19/month. Invoices for up to 50 clients, proposals, client retainers, and accounting reports.
- **Premium plan:** $32.50/month. Unlimited clients, project profitability, custom emails, and advanced reporting.
- **Select plan:** Custom pricing. All Premium features plus priority support, lower payment fees, and more team accounts.

## **FreshBooks payment processing fees**

- **Visa, Mastercard, and others:** 2.9% + $0.30 per transaction
- **American Express and Advanced Payments:** 3.5% + $0.30 per transaction
- **Bank Transfer (ACH) and Pre-Authorized Debit (PAD):** 1% per transaction (with caps available on Select plans)

### **Top FreshBooks integrations**

- **Zapier:** for automating workflows with third-party apps.
- **PayPal:** for accepting direct payments directly through invoices.
- **Stripe:** for enabling credit card payments for faster transactions.

### **Available for**

- Web
- iOS and Android mobile apps

### **FreshBooks final verdict**

FreshBooks is a **strong but expensive invoice management solution** that offers a breadth of functionality including time and expense tracking, and multi-language support.

## **How to choose the best free invoice software?**

Deciding which free invoice software tool to go for is a **personal decision**, and one that comes down to **who you are**, whether a sole trader, small business, or enterprise, **your particular use case**, and your**scalability requirements**.

The decision also brings in factors like the **value of the free invoice app**on offer, whether **transaction fees are offset**within paid plans, the **user-friendliness and accessibility** of the invoice software, and the **presence of invoice customization, reporting, and recurring billing**. And not to forget **customer reviews**, of course.

Naturally, as you consider these competing factors, you’ll arrive at a **decision that’s right for you**, whether that be to go with our top pick on this list, [TimeCamp](https://www.timecamp.com/)
 (here’s a [free demo](https://www.timecamp.com/free-demo/)
, in case you’re tempted), or with another invoice software (no hard feelings if so, we promise!).

Free invoicing tools handle the paperwork, but connecting invoices to actual tracked time is where profitability tracking gets real. If you’re comparing platforms that pair time data with billing, check our [TimeCamp vs Clockify comparison](/blog/timecamp-vs-clockify/)
 — it covers how each tool approaches invoicing, reporting, and value for money. [Start TimeCamp free](/)
.

## **Invoice like a pro in 2026 with the best free invoice software**

Invoicing, as many of us in business know, is hardly glamorous. In fact, it’s one of the more laborious aspects of being self-employed or running a business. But thanks to invoicing software like [TimeCamp](https://www.timecamp.com/)
, which tracks invoice payments and overdue accounts for better financial management, small businesses can **save money** while **improving their cash flow management**. The key? Working out which is the right tool for you.

If you think TimeCamp could be the invoice software for you, try our [no-obligation free demo](https://www.timecamp.com/free-demo/)
 today!

##### Bill smarter!

TimeCamp handles the time tracking, so you can focus on getting paid.

[Sign up for free](https://app.timecamp.com/auth/register)

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[Markdown](https://www.timecamp.com/blog/best-free-invoice-software/.md)

![Image](https://www.timecamp.com/blog/wp-content/uploads/2025/02/robert-lowton_avatar_1-75x75.jpg)

**Robert Lowton**Robert Lowton is the director of Lobster Copy, a strategic copywriting consultancy focused on driving business turnover through high-quality branding, lead generation, and conversion copywriting. Rob has extensive experience as a brand and content strategist, copywriter, coach, and as an international language lecturer. He lives in Norwich, England.

5.0 out of 5 stars (based on 2 reviews)

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1 Comment

1. ![Image](https://secure.gravatar.com/avatar/2d69d880100c7386d468d03f3d53401fb58703aa377e079312798b00ea84d7a3?s=70&d=mm&r=g) Robert Lowton June 19, 2025 at 23:26 (Edit) [#comment-300910](#comment-300910) [https://www.timecamp.com/blog/best-free-invoice-software/#comment-300910](https://www.timecamp.com/blog/best-free-invoice-software/#comment-300910) A confession from the author of this article: I’ve typically relied upon QuickBooks for invoicing at Lobster Copy® 🦞. But what I will say is this: as a user of TimeCamp’s time and productivity tracking software, not only does it integrate easily with QuickBooks, but because TimeCamp doesn’t charge transaction fees, its minimal monthly fee of $2.99/month/user makes it a compelling alternative to QuickBooks, who’s fee structure is… well, quite a bit more pricey let’s just say (note to self!).